Privacy Policy

Welcome and thank you for visiting. MogoTech Inc.  and its affiliates (“we”, “our”, or “us”) provide this Privacy Policy to explain our privacy and information practices for our applications and websites that link to this Privacy Policy, and our social media pages and events that link to this Privacy Policy (the “services”). This Privacy Policy describes the types of personal data we collect, how that personal data is used and disclosed, and your rights and choices regarding your personal data.

  1. PERSONAL DATA WE COLLECT. “Personal data” is defined as any information that can identify, relate to, describe, be associated with, or be reasonably capable of being associated with a particular individual. Personal data does not include anonymous, de-identified, or non-personal data. We collect the following types of personal data:
  1. USE OF PERSONAL DATA. Our primary purpose in collecting personal data is to facilitate and provide the services or information that you have selected to receive. Where required by law, we obtain your consent to use and process your personal data for these purposes. Otherwise, we rely on another authorized legal basis (including but not limited to the performance of a contract or legitimate interest) to collect and process your personal data. We use personal data for the following purposes:
  1. SHARING OF PERSONAL DATA.



  1. DATA PROTECTION RIGHTS.
  1. DATA TRANSFER. Your personal data may be stored and processed in the United States and in any other country where we or our affiliates, subsidiaries, or third-party service providers maintain facilities or personnel. When you provide personal data to us, we may process and transfer your data within the United States and around the world. We follow applicable data protection laws when transferring personal data, including EU standard contractual clauses. Please contact us at developer@mogotech.net if you have any questions.
  1. DATA RETENTION. We will retain your personal data for as long as legally permitted in light of the purpose(s) for which it was obtained and as outlined in this Privacy Policy. The criteria used to determine our retention periods include: (i) the length of time we have an ongoing relationship with you and provide the services to you; (ii) whether there is a legal obligation to which we are subject; or (iii) whether retention is advisable in light of our legal position.
  1. SECURITY. We have technical and physical safeguards in place to help protect your personal data. However, no method of storage or transmission is 100% secure. We therefore urge you to exercise caution when conveying any personal data over the Internet. As when disclosing any information on the Internet, you should remain mindful that such information might be accessible by the public and, consequently, may be collected and used by others without your consent. You should also recognize that your use of the Internet and any other means of communication with us is solely at your own risk.
  1. ADDITIONAL TERMS.
  1. COMMUNICATIONS. If you have any additional questions or concerns about our Privacy Policy or any other privacy or security issue, please contact us at:

Attn: Legal & Compliance - Privacy Counsel

developer@mogotech.net

  1. CALIFORNIA SPECIFIC DISCLOSURES.
  1. Identifiers – Such as the personal data you provide us and the personal data that we receive from third parties in the form of your name, business name, email, address, and telephone number.
  2. Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)) – Such as the personal data you provide us related to your signature, address, phone number, or other contact information.
  3. Commercial Information – Such as the personal data you provide us, the information we automatically collect from you, and information we receive from third parties. This personal data may be in the form of your contact information, cookies, and certain professional or social media information.
  4. Internet or Other Similar Network Activity – Such as the personal data we automatically collect in the form of cookies and general system information as well as other personal data collected from third parties including professional and social media information.
  5. Professional/Employment Information – Such as the information you provide us in the form of your company and your employees and contractors information.
  6. Inferences – We may draw inferences through the personal data you provide us, the information we automatically collect from you, and the information we receive from third parties. These inferences may relate to your business profiles and other analytics.
  1. Financial Information – Such as the personal data you provide us in the form of payment information and/or government ID or tax related information.

We have disclosed to service providers and to third parties for a business purpose items a to g. We have collected and used for a business purpose items a to g and items a to f for a commercial purpose. Please visit the Personal Data We Collect and Sharing of Personal Data sections of the Privacy Policy for more information on what personal data we collect and disclose. Please visit the section on Use of Personal Data for additional information on how we use personal data.

  1. Access to information and data portability rights. Consumers have the right to request a business disclose what personal data (and the categories) it collects, uses, discloses, and sells. Once we receive and confirm your verifiable consumer request, we will disclose to you the specific pieces of personal data we have collected from you. In that disclosure, you will also receive information that describes the following:
  1. Deletion request rights. You have the right to request that we delete all of the personal data that we collected and retained from you, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal data from our records, unless an exception applies.
  1. Exercising your rights. To exercise your rights, please visit the section above on Your Data Protection Rights. In order for us to honor your request, we must verify your identity. In your request, please provide us with your email address and name. We will then send you a verification email for you to respond to. Once verified, we will confirm receipt of the request within 10 days and provide information on how the business will process the request. We endeavor to respond to verifiable consumer requests within forty-five (45) days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. You may only make a verifiable consumer request for your personal data twice within a 12-month period. The response we provide will also explain the reasons we cannot comply with a request, if applicable. We will select a format to provide your personal data that is readily usable. Please note that we cannot respond to your request or provide you with personal data if we cannot verify your identity or your authority to make the request and confirm the personal data that relates to you. Only you, or a person you authorized in writing or registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal data. You may also make a verifiable consumer request on behalf of your minor.
  1. Non-discrimination. We will not discriminate against you for exercising any of your CCPA rights. However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA permitted financial incentive we offer will reasonably relate to your personal data’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt in consent, which you may revoke at any time.

If we need, or are required, to contact you concerning any event that involves information about you, we may do so by email, telephone, mail, or as otherwise required by law.

Effective as of November 25, 2022